Debt Collection in Ireland
Do you have a debt collection case in Ireland? Have you exhausted all resources to retrieve your claim with no success? Then you should hire our debt collection agency in Ireland. Our Irish debt collection specialists and solicitors have the means to get your debtor to pay and solve your debt recovery in Ireland. With different business practices, different customs and different rules and regulations than those you are used to, debt recovery in Ireland can be a complicated and time-consuming process. With our Irish experts, we can help you retrieve the payment you are entitled to.
The payment behavior in Ireland is well organised. Credit management within many Irish companies has improved considerably in recent years. However, many invoices are still not paid on time. Debt recovery in Ireland can differ from than in your own country, as legal procedures can take longer even though the costs are relatively low. In most cases:
- The legal payment period for invoices is 30 days
- Large businesses are typically paid within 30 days
- Small businesses may have a longer payment term
- The average payment term in Ireland consists of 28 days from invoicing and 34 days on average for Western Europe.
- Our specialists effectively and efficiently deal with your debtor in a timely manner
- We have contacts with bailiffs and private detectives
- Customised approach for your debt recovery in Ireland
- Access to the largest debt collection databases
- Experience in the local business culture
- We carry legal authority making your debtor more inclined to pay.
Advantages of debt collection in Ireland
- Irish collection lawyers in your country
- English and Irish speaking lawyers
- Highest success rates
- Collection throughout Ireland
- Always a single point of contact
- 24/7 online access to our portal
- No Cure No Pay debt collection
If your debtor refuses to pay, then we can initiate legal proceedings on your behalf. There are several Irish debt collection laws that we can deploy. The collection procedure that can best be used differs per situation. Our lawyers always consider the best option for your Irish debt collection case.
In most cases, announcing that you are going to start legal proceedings already convinces your Irish debtor to pay. Therefore, it is advisable to hire a debt collection agency in Ireland as soon as possible to announce such proceedings on your behalf. This will prevent the debt collection process from taking longer than necessary.
Before taking legal actions against your Irish debtor
Would you like to initiate legal proceedings against your Irish debtor? Then our debt collection lawyers will first determine the competent court and the applicable law. Based on these factors, we will determine the most appropriate course of action while assuring you that the best debt collection specialist is assigned to your case. Furthermore, it is also important to consider the limitation period. This usually differs across European countries and can be different from the rules and regulations you may be familiar with.
Our debt collection agency in Ireland can investigate your debtor’s solvency. In such cases, solvency is inquired with the CBB (Central register of seizure, delegation, assignment, collective debt settlement, and protest). Conducting a solvency research is always recommended before proceeding to a prejudgment seizure.
In certain cases, it may be possible to seize the debtor’s assets. In order to do so, you need a notary deed for an undisputed invoice owed by a third party. Certain conditions do need to be met. For instance, if your debtor is not notified of this seizure in advance, they can appeal.
Visiting your Irish debtor
As an intermediate step for legal proceedings, we also offer the option of organising a site visit. The bailiff will visit your Irish debtor to assess the situation and inventory, but also deliver the payment reminder. This provides us with up-to-date information on your Irish debtor. Based on this investigation, we can provide specific advice regarding any further action that must be taken.
District Court vs. Circuit Court
In Ireland, the District Court processes cases up to €15,000, followed by the Circuit Court processing cases up to €75,000 and the High Court in excess of this amount. For all three cases, our lawyers can assist you. Before doing so, we serve your debtor a Statement of Claim. In a debt claim, the claim notice must be endorsed with a statement as follows:
“If you pay the amount of €… and costs of €… to the claimant or the claimant’s solicitor within ten days and without filing and serving an appearance and defense you may avoid further costs.”
This may make a court appearance unnecessary. If the respondent may intend to defend the civil proceedings in court, in that case, we will be there to fight for you. If the respondent who has been served with a claim notice in your debt claim does not serve and file an appearance or serve a defense, we can apply for an “order of judgment’’ in default. This is also known as order 42, whereby the time limit prescribed for this is 28 days.
If ordinary civil proceedings are initiated, both parties will appear in court and will be asked to present their cases, followed by a judgment made by the Irish court. Before initiating such proceedings, it is important to weigh up the costs and benefits. In some countries, litigation can be more expensive because of court fees. They can in fact be much higher in your country than in Ireland, where the court fees amount between €25 – €130 depending on the nature of the proceedings and value of the liquidated claim. On the other hand, conducting proceedings in your country is not something that an Irish debtor is expecting. This means that cases are often resolved outside of court.
International collection laws in Ireland
Besides Irish debt collection laws, there are several international debt collection laws that our debt collection lawyers can deploy. These are known as the European Payment Order Procedure and the Small Claims Procedure and are recognised in all EU member states (except Denmark). Our debt collection lawyers in Ireland will always carefully consider the best course of action for your debt collection case.
When a judgment has been obtained in your country, it must still be executed in Ireland. Within the EU, it is established that all judgments passed in a member state are also recognised in other EU countries. For the execution of a judgment in Ireland, your court issues a certificate. This is then sent to the bailiff in Ireland together with the judgment. The bailiff then ensures that the judgment is executed in Ireland.
Do you have a debt collection in Ireland with an Irish debtor who refuses to pay? Or do you have another payment conflict with your customer? Our debt collection agency in Ireland, specialists, and lawyers will be happy to help you solve your case. Our Irish debt collection lawyers have more resources than a debt collection agency. Moreover, they work faster and are also more successful. Please feel free to contact us for more information. Do you no longer wish to wait for your payment? Then transfer your invoice immediately. Our specialists will then get straight to work.